| Used Car Loan Rates | |||
|---|---|---|---|
| Base Rate | 7.0% | ||
| Credit | |||
| Vehicle Age | 850-781 | 780-661 | 660-601 |
| 2019 & Newer | 6.5% | 7.0% | 7.5% |
| 2016 - 2018 | 7.0% | 7.5% | 8.0% |
| 2015 - 2012 | 7.5% | 8.0% | 8.5% |
| New Car Loan Rates | |||
|---|---|---|---|
| Base Rate | 6.0% | ||
| Credit | |||
| Vehicle Age | 850-781 | 780-661 | 660-601 |
| 2023 & Newer | 5.5% | 6.0% | 6.5% |
| Personal Loan Rates - Secured | |||
|---|---|---|---|
| Base Rate | 10.0% | Membership Discount | |
| Credit | |||
| Membership | 850-781 | 780-661 | 660-601 |
| N/A | 9.5% | 10.0% | 10.5% |
| 1 year/$500+ Sav | 9.3% | 9.8% | 10.3% |
| Personal Loan Rates - Unsecured | |||
|---|---|---|---|
| Base Rate | 11.0% | Membership Discount | |
| Credit | |||
| Membership | 850-781 | 780-661 | 660-601 |
| N/A | 10.5% | 11.0% | 11.5% |
| 1 year/$500+ Sav | 10.3% | 10.8% | 11.3% |
| Fee Structure | ||
|---|---|---|
| New Loan Service - Personal | spacer | $10 |
| New Loan Service - Personal | spacer | $25 |
| New Loan Service - Auto | spacer | $25 |
| Loan Late Payment | spacer | $20 |